Find the owner using the map. How to find out the owner by card number. Is it possible to find out the owner's card number?

Finding out the owner of a Sberbank card is not an easy task. You will learn exactly how to master such information from this article.

The desire to find out the card owner is usually associated with fraudulent activities. Although there may be other reasons.

Nowadays, online shopping has reached a huge scale. First of all, this is due to convenience. If you couldn’t find the product you need in your city, you’ll probably find it on the counter of an online store. A couple of clicks - and this or that item has already been purchased, all that remains is to wait for delivery. Various bulletin boards are also popular, where, in addition to the variety of goods, the price is much lower.

The sellers promise to send the goods you ordered on the same day after partial or full prepayment, however, after payment is made, there is no word from them. It’s not so offensive when the amount is several hundred rubles, but if the transaction was made for a lot of money, then this matter cannot simply be left like that.

Sellers often ask to transfer money to a bank card: it’s easier and faster. And, oddly enough, very often these turn out to be Sberbank credit cards, because the bank is one of the largest financial institutions. The received funds can be withdrawn without any problems at any ATM. At first glance, it seems that it will not be possible to catch the fraudster. However, do not forget that a bank card is not just a piece of plastic to which funds are transferred, but a storehouse of information about the owner.

The text discusses in detail the question of whether it is possible to recognize the owner from a Sberbank card.

Sberbank does not have the right to distribute data about its clients; this provision is clearly stated in the legislation. If a bank employee nevertheless reported some information, he will be held administratively liable. That is why it is unlikely that you will be able to find out anything at a Sberbank branch.

The only information that can be found out is the owner’s first and patronymic, as well as the first letter of the last name.

How to find out the owner by Sberbank card number through the Sberbank Online system?

In order to find out information through Sberbank Online, you need to initiate a money transfer, after which the information will be displayed in the “Recipient” column.

Thanks to this data, you will have at least some idea about the real owner of the card. You may be able to find the scammer on a social network. His friends and close people can help in this matter by taking direct part.

Filing a police report to determine the card owner

In addition to fraud, there may be other reasons for determining the owner of a particular Sberbank card. For example, you mistakenly transferred a large amount of money.

As mentioned above, you will not be able to find out complete information about the cardholder on your own. To establish the details of the owner of a Sberbank card account, you must submit a corresponding statement to the police, in which you describe in detail the situation that has arisen. After accepting the application, law enforcement agencies submit a request to the bank itself to provide the necessary data.

Thus, using a Sberbank card you can recognize the owner, but only with the involvement of law enforcement agencies.

Be carefull! Never transfer money in advance for goods online. It is better to buy them via cash on delivery, which will protect you from fraud. And if you want to transfer savings to loved ones, then double-check the entered data to avoid incidents.

Let's look at this situation. Ivan tried to transfer money to his friend using the card number, but he made a slight mistake with the numbers and the money went to the wrong recipient. Now he wants his funds back. It is clear that the bank in this case will not transfer anything back, since the money is already in the recipient’s account. Is it possible to find out the owner by the bank card number in order to contact him?

REQUEST! Dear readers, we kindly ask you to write the number of the scammers’ cards in the comments.

Bank regulations

In our country, these cases are regulated by Federal Law No. 395, paragraph 1 “On Bank Secrecy”. It clearly states that credit institutions registered in the Russian Federation do not have the right to disclose any information about bank clients to unauthorized persons.

That is why it is impossible to find out complete information about the first name, last name and patronymic. But there is an option to find out only the first and patronymic.

Instructions

How to recognize plastic? Any bank currently has two convenient services:

• Internet bank
• SMS notification

Using them, you can make all kinds of transactions using phone numbers within the bank and card numbers to transfer funds to third-party credit institutions. Typically, before transferring funds, the client is notified to which person's account the transaction will be made. But only the first name, patronymic and the first letter of the last name are written there.

Thus, you can try to find a person by Sberbank card number. Look at the name of the owner and, if you are sure that it was released in a certain city, then it is possible to find the owner on a social network and contact him.

NOTE! If the card was issued by the wrong issuing bank, the information will be hidden.

There is no point in contacting a bank branch or the nearest office. No matter how much you want it and no matter what the situation is, bank employees will not tell you the necessary information.

What can you find out from the number?

The bank number carries quite a lot of encrypted information. And if it was impossible to find out at least the name and patronymic of the holder, then it is possible to find out the name of the bank. We will use the so-called bank BIC. It consists of the first 6 digits of the card number.

Now you need to find any service on the Internet that allows you to determine by BIK number the bank that issued this plastic product. You can read more about this.

Is it possible to check a phone number using a Sberbank or another bank card? Unfortunately, everything is the same here and this information is protected by the bank and completely confidential.

Fraud

If the money was transferred through fraudulent activity, then several factors need to be taken into account. If the client himself directly using his phone or any Internet service transferred money to scammers, then the bank will not help you in this case and you should contact the police, and subsequently the court.

Only bailiffs can and have the right to find the person to whom the card is attached. But there are small difficulties here. Some scammers register cards in foreign banks. In this case, some court. The bailiffs don’t turn around and leave the country.

If the funds were stolen due to bypassing the 3D-Secure system or by other means, without your participation. Then you should go to the nearest bank branch and write an application for a refund.

The funds must be returned, and the bank itself must investigate the theft. If this does not happen, then you should contact the court and the police. But here legal proceedings will go towards the credit institution, based on the fact of a security violation on the part of the bank.

NOTE! Before going to court, you must understand that it will take quite a lot of time and effort, and most importantly, additional costs. Is that transferred amount of data worth the action? - you decide!

Recently, the number of users of banking products has increased significantly. Having an account at a banking institution and a card topped up with cash makes it possible to free a person from carrying both large bills and small change. You can pay for any purchase or service quickly and conveniently, without the need to calculate and check whether the change was given correctly. But sometimes situations happen when users have to wonder how to find out the owner by the Sberbank card number.

Previously, people kept their savings in cash at home, but modern developments in technology and the banking sector make it possible to open accounts in any bank in the world. There they can be stored, accumulated and used in any necessary situation thanks to bank cards. They are assigned an individual number and other elements that are necessary to protect against theft and fraud. Thus, they all have personal and unique numbers that do not match any other card number. They are available in two types: instant and registered.

If you have access to data from bank servers and computers, you can find out all the information about the owner of a specific card, that is, make personalization. But under no circumstances will an ordinary person be able to legally gain access to such data. This is all due to the law, which establishes that all data available in the bank is confidential and is prohibited from being disclosed.

For security purposes, information about the cardholder's last name is available only to bank employees

Why may information about the owner be needed?

Personal information about the owner of the plastic may be needed in several cases. Sometimes, by mistake, funds can be transferred to a stranger because the number was entered incorrectly. To make a money transfer via the Internet, you need to enter a multi-digit card number in a special program. If one incorrect number is specified, the funds will be transferred to the account of a complete stranger. In this case, the sender will want to return the money sent by mistake.

There are also situations where someone loses a card in a public place and someone else finds it and wants to return it to its rightful owner.

Is it possible to find out the owner's last name using a Sberbank bank card?

Unfortunately, it is impossible to find out the full name of the person who is the owner of the Sberbank instant card.

Information is available only about the first and patronymic, and the last name can be indicated in the form of its first letter.

You can find out such data using the Sberbank online system. When sending funds from your own card to another, his name and patronymic will appear opposite the recipient's column. Moreover, this information is available even before translation, during the process of entering all the data. If the name and patronymic of an unfamiliar person appears, you can stop the entire process, without making a transfer, and try to re-enter the number.

In the case of a found name card, it will also not be possible to obtain complete information. You can only find out the owner's first and last name. They will be indicated in Latin letters on the front side of the banking product.

How to get owner information

People who think that by contacting a bank they can get complete information about the owner of someone else’s card are very mistaken.

Since Russia has a separate law that stipulates mandatory compliance with bank secrecy, all employees of banking structures are prohibited from disclosing personal information about their clients.

If a Sberbank card is found, it must be taken to the nearest bank branch

Under no circumstances will they be able to find out the name of the owner of the banking product to which the money was accidentally transferred. But in the event that someone else’s card is found, it is enough to present it to bank employees and they will contact its owner. The police will also be able to obtain personal information about the owner of the banking product if this is necessary for the investigation.

What do the numbers on the map mean?

What can you learn from the numbers? Despite the fact that it is impossible to find out the full name if you have a card number, you can find out encrypted, but not secret, information about the owner:

1. Using the first digit, you can determine the type of payment system. For example, the number 4 means that the payment system is Visa, and 5 means Mastercard.
2. Starting from the first and ending with the sixth digit, you can find out the bank identifier (BIN).
3. The numbers 7 and 8 determine which program it was issued under.
   From 9 to 15 numbers - information that relates directly to the owner, but it is impossible to find out the full name from them.
4. The 16th digit does not contain any data; it simply serves as a control check.

Thus, using a bank card number it is impossible to find out any personal information, but you can find out which bank and when it was issued.

How to get money back if the transfer is incorrect

If the money was indeed transferred by mistake to someone else’s card, then there is no need to look for the answer to how to find a person by Sberbank card number. In this case, the problem can be solved much easier:

1. By contacting the Sberbank hotline, explaining to them the whole situation and indicating the transaction number that was indicated at the ATM or Internet banking during the transfer.
2. Then the bank employees will contact the recipient with a request to return the money to the sender.

If he refuses this, then you can contact the police department with a statement and demand a refund in court.

Additional ways to find out a surname

How to find out a last name with a plastic card number? Despite the fact that there are no legal ways to find out the name of the card owner by its number, some may do it illegally. If a website that contains information about a payment card is hacked, then it is possible that attackers are using information about the card owner and payment data for their own purposes.

You should not trust Internet services that, for a fee, promise to find out information about the card owner by its number.

There are a huge number of sites on the Internet that offer to find your full name by bank card number. Most often, this service is offered on a paid basis. In some you will actually be able to find the information you need, but there are very few such services. Most of them are scams and money siphoning.

You can also find databases for sale on the black market that contain all the data about bank clients. They have detailed information about citizens, which makes it possible to find the owner’s full name by card number. But their cost is not small, and besides, it is illegal.

Safety regulations

Despite the fact that the security functions work perfectly, cases of card hacking sometimes occur. Programmers create special programs that protect, but hackers hack them. Bank cards are used for payments from shops to medical institutions.

The most common type of shopping is online shopping. When this is done, bank card data remains on many servers. In some cases, they can be available to almost anyone. This leads to negative consequences.

For security, it is recommended to issue not one card, but several for different needs. For example, one will receive only salary payments, the second will be used to make purchases, and the third will be used to store personal savings.

Before paying for a product on the site, you need to study it well and read reviews from other users. If something arouses suspicion, it is better to find the same product in another online store.

If something strange is noticed in the operation of the card, for example, the disappearance of small amounts, then first of all you need to ask the bank to provide a statement with transactions on it. This way you can find out where and for what the funds were written off.

In case of theft and loss of a plastic card, you must contact the bank where it was issued. It will be blocked immediately, thanks to which all the money will be saved, and the thief will not be able to use it.

Employees of financial organizations will not simply disclose personal information about their clients. Therefore, it is impossible to determine the full name of a card or its number. You can find out a person’s last name and first name or first name with patronymic and the first letter of the last name. You can return a bank card to its owner without having his personal data.

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Each card has an individual number and other security features against fraudsters. The information contained on the card is not repeated. Information about the owner of the banking product is stored here, and the ability to recognize the owner by the Sberbank card number by an outsider is not provided for by contractual obligations. But the need still arises in certain cases: an error during translation, loss of a card.

Is it possible to find out the owner by the Sberbank card number?

It will not be possible to completely identify the person for whom the card is issued. When using different methods, it is possible to penetrate the bank client’s data incompletely. Under such circumstances, actions are illegal and will result in penalties.

Ways to obtain information

To check who owns a bank card, you need to “break” the law. Here are a few options to find out scant information:

1. Internet services (Sberbank Online). Carrying out a transfer to the plastic number of the person of interest precedes the receipt of such information - the owner’s name and patronymic, the first letter of the surname.
2. Mobile bank.
3. Study the front side of the card (first and last name).
4. Hacker hack.
5. Illegal, expensive purchase of a program with data (fraud).

An employee of a financial institution will not help determine who the card is registered to. The fact is that there is a concept of “banking secrecy” - a ban on disclosing data about users of Sberbank services.

The use of a confidential client database is permitted only in the following cases:

• searching for the owner of a lost card;
• investigative actions.

Why might information about the owner be needed?

Here are cases that prompt you to begin the process of searching for information about the owner of a certain card:

1. Incorrect entry of the recipient's card number. The financial transaction was not carried out in favor of the interested party.
2. Finding bank plastic. A responsible citizen will try to return it himself.

These circumstances require a different approach and suggest the following algorithm of actions:

What can you find out from the number?

Thanks to the card number, you can find information other than your full name, which is not a bank secret. We are talking about a digital combination of 16 characters, each of which has its own meaning:

How can they find out their full name?

There is no legal way to find out whose name is registered on a particular card. Among the illegal ones are the following:

1. A hacker hacked into a system that stores bank card information. Here there will be information about the identity of who it belongs to.
2. Illegal development of websites that include information about Sberbank’s client base, where you can see not only the person’s last name, but also their phone number. Such services are expensive.